Access market-leading rates
beyond Ireland

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.

Savings accounts

Access savings accounts with terms ranging from 3 months to 5 years, with interest rates of up to 4.25% AER

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How it works

Register once and start investing from the comfort of your home. Saving has never been easier!

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Deposit protection

Find out how your money is protected with Raisin Bank through deposit guarantee schemes

Find out more

Recommend a friend

Recommend Raisin Bank to your friends and you will both each receive €50 when they order their first savings account

More information

€50 for you and your friend

Compare zero-fee savings accounts

Why save with Raisin Bank?

Competitive interest rates

With banks across Europe at your fingertips, we give you more choice to find the most competitive interest rates.

Safe and secure

Your money is secure at every step, as every savings account on our marketplace is protected by the relevant Deposit Guarantee Scheme.

Easy and convenient

Seamlessly transfer funds to your chosen partner bank from the comfort of your own home, and manage everything under one roof.

Free of charge

We don’t charge any fees for our services or for our savings products, ensuring your money works exclusively for you.

How does it work?

We give you total control over how you save your money, ensuring that you can quickly and easily see how your savings are doing.

Our free one-stop online savings marketplace has been designed to help you earn more money from your savings with less effort. Once you’ve registered for a Raisin Account, you won’t need to fill in another application form. Simply log in, view and compare a variety of savings accounts, and transfer your funds to your Raisin Account once you’ve chosen the right option for you.

The security of your savings is our highest priority.

As our marketplace features savings products from banks across the entire EU, they are all subject to their respective national deposit guarantee schemes, meaning your savings products are fully protected up to €100,000 per person, per bank.